The Top 5 California Bank Highest CD Rates
One year CD rates continue to be pitifully low across the nation, and with the recent Fed meeting announcement today we don't expect to see an increase in rates anytime soon.
Rate watchers are continuing to shop for the best rates around, knowing that at some time in the future rates will have to rise from their current historically low levels that are putting a pinch on savers used to 5-6% rates and higher.? Even with the gloomy outlook, luckily for consumers California banks have some of the highest certificate of deposit rates in the nation. Looking for the highest cd rates?
The top 5 California bank best CD rates are currently the following:
Bank of Internet USA
San Diego, CA
Rate: 1.53%
APY: 1.54%
Minimum: $1,000
Excel National Bank
Beverly Hills, CA
Rate: 1.44%
APY: 1.45%
Minimum: $10,000
OneWest Bank, FSB
Pasadena, CA
Rate: 1.39%
APY: 1.40%
Minimum: $5,000
Seacoast Commerce Bank
Chula Vista, CA
Rate: 1.24%
APY: 1.25%
Minimum: $10,000
Centennial Bank
Fountain Valley, CA
Rate: 1.00%
APY: 1.00%
Minimum: $10,000
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