When you have bad credit, everyday can seem like a terrible day even though it’s sunny California. You have a hard time getting a CA loan for a car or a home, and it seems like you will never get out ahead. Luckily, there is some help available to repair your poor California credit rating. […]

By Lem Cacho Before I go on to that, let’s first talk about things you’ve heard about money. I know this is cliché, but you might have heard that money is the root of all evil. Some people might have been told that wealthy people ripped others off, hence the rich’s material affluence. Some feel […]

Many people struggle generating lifetime retirement income.  Although many ask, “How much can I get from my 401(k) plan once I retire?” not everyone is equipped to manage their retirement income.  Most retirees withdraw from their savings what they think they need to meet their everyday expenses not realizing their savings need to last their […]

Personal finance has always been a matter of making choices. Back in the 1960s there weren’t many choices. These days, there are sometimes too many choices. With choice, comes risk, and the biggest risk may be the risk of making a bad decision. Some finance choices are low risk. Some are high risk. Another key […]

The landscape for Payday Loans and other small dollar-amount credit markets is changing, according to a report by the Mercator Advisory Group. At least once in your lifetime, you are likely to need more money than you have available. It may be for an emergency car repair, a major purchase, taxes or a bill that […]

According to John Thomas, the man who founded Wall Street’s original dedicated international hedge fund, six market moves are lining up that will make you RICH in 2011 if you catch them, or miserable if you don’t. Mr. Thomas recently published a free video presentation targeted toward Main Street investors where he reveals why we’re […]