After January 1, 2011, the Bush tax cuts of 2001 and 2003 expire and you can expect some major changes in your tax bill. Upwards changes. Expect the largest increase in taxes in history … and during a recession. Here are some of the taxes set to hit you in 2011: Dividends Tax – currently […]

It irks us to death when we see all these ads on TV about free credit reports, for their real goal is to enroll you in expensive credit monitoring programs you really don’t need. To top it off, even we get calls from our banks and credit card companies trying to enroll us in those […]

As to our economic analysis and forecast, our conclusions haven’t changed very much at all. Here are the major dot points to consider … Curing the Budget Tax increases make little sense right now if you want the economy to recover and yet higher taxes are coming in 2011. Do you know what they are? […]

California mortgage and refinace rates are at their lowest levels in years. In fact, California refinance rates are at record lows – so low that over two-thirds of mortgage activity are refinancings. So where do you start your search for the lowest refinance rates available in California? Here, of course. Here’s our assumptions: * you […]

I love the smell of new cars, but my next one just might have to be used because buying a used car, just one year old, saves me a whopping amount and I’ll hardly notice the difference in car quality. And that’s what a lot of people are thinking in this economy. Save a buck, […]