Lowest California Refinance Rates

California mortgage and refinace rates are at their lowest levels in years. In fact, California refinance rates are at record lows – so low that over two-thirds of mortgage activity are refinancings. So where do you start your search for the lowest refinance rates available in California? Here, of course.

Here’s our assumptions:
* you want a refi
* $200,000 loan amount
* 30 year loan

In our table below, which lists the lowest California refinance interest rates, you’ll see
(1) the monthly payment
(2) mortgage rate
(3) APR
(4) points
(5) fees

Go ahead and start your search by contacting the appropriate financial institution indicated.

CloseYourOwnLoan.com
$940.47 3.875% 4.099% 2.000 $1340

Greenlight Financial Services
$954.83 4.000% 4.191% 2.000 $530

AimLoan.com
$954.83 4.000% 4.229% 1.717 $1995

CloseYourOwnLoan.com
$969.30 4.125% 4.266% 1.000 $1340

Greenlight Financial Services
$969.30 4.125% 4.274% 1.500 $530

AimLoan.com – A Direct Lender
$983.88 4.250% 4.385% 0.586 $1995

Greenlight Financial Services
$998.57 4.375% 4.408% 0.125 $530

CloseYourOwnLoan.com
$998.57 4.375% 4.432% 0.000 $1340

AimLoan.com – A Direct Lender
$998.57 4.375% 4.460% 0.000 $1995

Quicken Loans
$998.57 4.375% 4.465% 0.000 $2121

Amerisave
$998.57 4.375% 4.511% 1.263 $585

That’s our list of the lowest California refinance rates search results from our consumer banking editors.