California Bank 1-year Best CD Rates
The national average yield on 1-year CDs (certificates of deposit) is .68% APY. But what aout California banks and their highest interest rates on CDs?
Here are the best 1-year CD rate deals banks in the biggest cities of California. If you want the best cd rates in California, start your shopping with this list:
Los Angeles Banks
Flagstar 1.55% APY, $500 minimum
Ally Bank 1.48% APY, $0 minimum
OneWest Bank, FSB 1.30% APY, $1000 min
San Diego Banks
Flagstar 1.55% APY, $500 minimum
Ally Bank 1.48% APY, $0 minimum
Capital Source Bank 1.20% PY, $25,000 minimum
San Jose Banks
Flagstar 1.55% APY, $500 minimum
Ally Bank 1.48% APY, $0 minimum
Capital Source Bank 1.20% APY, $25,000 minimum
San Francisco Banks
Flagstar 1.55% APY, $500 minimum
Ally Bank 1.48% APY, $0 minimum
Luther Burbank Savings 1.20% APY, $1000 minimum
Fresno Banks
Flagstar 1.55% APY, $500 minimum
Ally Bank 1.48% APY, $0 minimum
Capital Source Bank 1.20% APY, $25,000 minimum
Sacramento Banks
Flagstar 1.55% APY, $500 minimum
Ally Bank 1.48% APY, $0 minimum
Capital Source Bank 1.20% APY, $25,000 minimum
Oakland Banks
Flagstar 1.55% APY, $500 minimum
Ally Bank 1.48% APY, $0 minimum
Capital Source Bank 1.20% APY, $25,000 minimum
In general, the best cd rate is approximatley 1.55% at present from a number of competing banks, so because FDIC insurance removes the question of safety out of consideration, the choice all comes down to one of convenience.
