Personal Finance Articles


California Credit Card Changes

The Federal Reserve Board new credit card reporting changes kick in today, changes approved all the way back in 2008. Your billing statements that you receive the mail must now contain new information presented in neatly summarized tables so that you can determine the real cost of your credit card purchases. This is a real […]

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5 Ways to Save Money on Gasoline

Back when gas was near $5 per gallon, there were all sorts of devices on sale for how to increase your gas mileage. The following list contains tried and true ways to get more gas mileage out of your dollar, and thus save on gas. In today's recession environment, every penny helps! 1. Keep driving […]

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Can’t Live on the Current Low CD Rates?

It used to be that investors could park their money in a high yield CD and live off the interest. Of course, that was years ago before interest rates fell to the lows we now see. At best, investors who park their money in a 5-year California bank CD might see a 3.5% AYD, but […]

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The Top 5 California Bank Highest CD Rates

One year CD rates continue to be pitifully low across the nation, and with the recent Fed meeting announcement today we don't expect to see an increase in rates anytime soon. Rate watchers are continuing to shop for the best rates around, knowing that at some time in the future rates will have to rise […]

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