Highest Savings Account Rates from California Banks

Personal Finance Articles

Highest Savings Account Rates from California Banks

Friday, August 20th, 2010 | Comments Off

If you live in California, you’re in luck. We Californians have some of the highest savings account rates int he nation available for our hard earned money. You don’t have to lock it in a high yield certificate of deposit to get more than 1.25% because there are a variety of California banks and thrifts […]

The Highest Paying National Money Market Accounts

Wednesday, August 18th, 2010 | Comments Off

Where should I park my savings? In a savings account or money market? If a money market account, then which money market accounts are offering the best rates right now? Well, it all depends on whether you want a local bank or credit union, or want a national search for the best money market interest […]

The New Personal Finance

Saturday, August 14th, 2010 | Comments Off

What a year it has been so far. With a real estate crisis, banking crisis, recession and now job crisis in full gear, a new era in personal finance seems to be dawning. The new trends in personal finance that are sweeping the nation are the following: 1. Renting beats buying a home, at least […]

California Mortgage Rates Hit 4.53%

Friday, July 30th, 2010 | 1 Comment

Yesterday Zillow reported that California mortgage rates increased 1 basis point from 4.52% to 4.53% on average. This is up 3 basis points from last week’s rate of 4.50% for California mortgages. Statewide rates ranged from 4.23% to 4.75%. Currently, California mortgage rates are on average approximately 3 basis points higher than the national rate […]

Nationwide Search for the 5 Highest Money Market Rates

Tuesday, July 27th, 2010 | Comments Off

Scanning our database, we've done our consumer research to find the top five banking institutions offering high yield money market rates. Yield investors need look no further: Sallie Mae Murray, UT APY 1.40% Deposit Required $0 Discover Bank New Castle, DE APY 1.35% Deposit Required $500 Capital One Direct Banking Glen Allen, VA APY 1.35% Deposit […]

The Highest Yield Savings Accounts are Now Found on the Internet

Monday, July 26th, 2010 | Comments Off

With the average national interest rate on savings at .85%, individuals are wondering where they can find a higher yield savings account inorder to park their money. The truth is, you can find it on the web by looking for an internet bank that doesn't have a walk in premise. Once upon a time savers […]

How to Open a Checking Account Online

Monday, July 26th, 2010 | Comments Off

Most people hate all the queueing in line and endless waiting that goes into opening a checking account at a local branch location. However, now many large banks, such as Bank of America, let you open up checking accounts online. The process is very simple, fast and extremely easy. You don’t need an online bank, […]

National Mortgage Rates Hit Record Low

Sunday, July 25th, 2010 | Comments Off

This week mortgage company Freddie Mac reported that national mortgage rates fell to the lowest level on record. The average rate for 30-year fixed mortgages dropped to 4.69%, the lowest rate since 1971 when tracking started. Rates for 15-year loans fell to an average of 4.13% and five-year adjustable rate mortgages also hit lows of […]

Savings Account FDIC Insurance Coverage Permanently Set at $250,000

Thursday, July 22nd, 2010 | Comments Off

Today the FDIC announced that the deposit insurance maximum amount is now permanently increased to $250,000. This deposit insurance change will also apply to credit unions. The FDIC, in its press release, states: On July 21, 2010, President Barack Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which, in part, permanently raises […]

Best California Mortgage Refinancing Rates

Tuesday, July 20th, 2010 | Comments Off

Here is a list of some of the best refinance mortgage rate options in California for a $300,000 home, 20% equity, 30 year fixed mortgage refinancing, no points. Nationally, you can expect a rate around 4.5%. Locally, here are some of the best bank refinance rates on mortgage you can find: Loan Depot 4.373% APR […]

Personal Finance Articles