Comprehensive CD rate comparisons found consistently low rates in the monthly survey of almost 4,800 banks and credit unions throughout the 50 states. The Bankrate survey All of the CD accounts at banks are FDIC insured, and credit unions are NCUA insured. The lowest rate isn’t always the best, because other factors play a major […]

Famed equities investor John Hussman, whom we greatly respect, once wrote an article where he predicted terrible results for the next 10 years of US equity returns. You must remember that U.S. stock returns for the last lost decade (0% returns for 10 years) were something we just went through, and Hussman does not see […]

Here are the best rates from California banks for one-year certificates of deposit: United Central Bank 1.51% F & A Credit Union 1.50% Alliant Credit Union 1.40% American Plus Bank 1.26% Redding Bank of Commerce 1.26% Nationwide Bank 1.25% Pacific Mercantile Bank 1.20% OneWest Bank 1.20% Chevron Federal Credit Union 1.20% Lockheed Federal Credit Union […]