Archive for August, 2010


Best CD Rates from Online Internet Banks

Interest rates dropped quite a bit last week based on announcements by the Fed that it would buy Treasuries to help support the economy. That will keep interest rates low for awhile, so don’t expect higher CD rates anytime soon. The ripple effect of this move has caused CD rates to drop tremendously, but one […]

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Complete List of California Banks

Many people ask for a list of California Banks, so we’re glad to oblige. Note that this may change over time, but this is the list as at 2010. Most of these banks have internet sites that you can readily find on google: 1st Century Bank 1st Pacific Bank Affinity Bank Alliance Bank Alta Alliance […]

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Super Recession 2011 – It Ain’t No Movie

As to our economic analysis and forecast, our conclusions haven’t changed very much at all. Here are the major dot points to consider … Curing the Budget Tax increases make little sense right now if you want the economy to recover and yet higher taxes are coming in 2011. Do you know what they are? […]

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Lowest California Refinance Rates

California mortgage and refinace rates are at their lowest levels in years. In fact, California refinance rates are at record lows – so low that over two-thirds of mortgage activity are refinancings. So where do you start your search for the lowest refinance rates available in California? Here, of course. Here’s our assumptions: * you […]

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The Lowest California Bank Used Car Purchase Auto Loan Rates

I love the smell of new cars, but my next one just might have to be used because buying a used car, just one year old, saves me a whopping amount and I’ll hardly notice the difference in car quality. And that’s what a lot of people are thinking in this economy. Save a buck, […]

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U.S. Existing Home Sales Fall to 15-Year Low

The National Association of Realtors just released a report showing that sales of previously owned U.S. homes catastrophically dropped in July to their lowest pace in 15 years. This definitely calls into question the government touted prospects of a quicker economic recovery in the nation. The figures show that existing home sales dropped a record […]

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New Target Debit Card to Offer 5% Purchase Discount

If you shop at Target, good news is coming this Fall. Target has promised a 5% discount on its Target Debit Card for all shopping purchases. Check out the card details… Now the Target Debit Card is not a Visa or Mastercard credit card or even a loyalty card or store credit card. It is […]

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Highest Savings Account Rates from California Banks

If you live in California, you’re in luck. We Californians have some of the highest savings account rates int he nation available for our hard earned money. You don’t have to lock it in a high yield certificate of deposit to get more than 1.25% because there are a variety of California banks and thrifts […]

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Best 2-year CD Rates from National Banks and Credit Unions

I want yield, yield, yield on my money, money, money. Everyone is looking for the best CD rates for their money. Mor einterest, more interest is all I ever hear. Ok, park it in a CD since it’s safe. But how long do you park it in a CD? One year, two years, three years? […]

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Amex Wins Top Place in Customer Credit Card Satisfaction

For the fourth year in a row, American Express has ranked number one in customer satisfaction in a J.D. Power and Associates’ study of credit card companies. The J.D. Power study measured satisfaction in areas such as credit terms, billing process, interaction, rewards and problem resolution for customers. Using a scale of 1,000 points, American […]

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