Personal Finance Articles


Hussman Says Stock Valuations Indicate the Next 10 Years One Of The Worst Decades In US History

In a recent letter to investors, investment great John Hussman estimates that the S&P 500 is priced to achieve a 10-year total return of only 5.05% annually. Using a method that values the S&P 500 using “forward operating earnings,” the projected 10-year total return of his models is just 4.69% annually, once again just around […]

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Stock Traders Almanac Predicts Dow Jones to 38,820 by 2025

What’s setting us up for a super rally? Editor-in-Chief Jeffrey Hirsch of the Stock Trader’s Almanac says that the bear market in stocks that started in 2000 has about 7 more years to unfurl, and then we will experience a “super boom” in stocks. So in 2017, expect a super boom in stock prices to […]

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How to Make Money Off of Rising Inflation

Next week the Federal Reserve announces what it will do for QE2. Most investors are expecting bond buying and more monetary easing that will lower interest rates and make the dollar decline further to help spur our exports. Low interest rates have not spurred the economy so far, and a declining dollar has the possibility […]

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Expect Your Breakfast Costs to Rise

Hungry stomach anyone? Our frugal finance editor points out that the prices of Chex, Cheerios, and Wheaties will go up November 15. General Mills has announced it is raising its prices by “low single-digit percentages,” so stock up on your breakfast cereals before then. On Jan. 3, 2011, the company says it is instituting slightly […]

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High Dividend Stocks versus 2.5% Yields

I found these statistics from InsiderMonkey.com and thought them quite interesting … Did you know that between 1938 and 1950 the 10-year interest rates in the United States were below 2.5%, and during those 13 years high dividend stocks returned an average of 18.1%? We are talking about the top 20 dividend yielding stocks among […]

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National Mortgage Rates Hit Record Low

Mortgage rates have fallen to new lows again. In fact, the rates on 3-year mortgages have fallen to 4.19% which is the lowest rate back to 1971, which is almost 40 years. The average 15-year mortgage loan rate fell to 3.62%, which is the lowest going back to 1991. Rates could fall even further if […]

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Famous Investor Jimmy Rogers on Gold, Inflation and Commodities

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JPMorgan Suspends Foreclosures

JPMorgan, one of the largest US mortgage servicers, is suspending over 50,000 home loan foreclosures across 23 states while it determines whether its employees have processed the the paperwork properly. The company is asking courts to delay foreclosure judgements while the bank reviews and possibly resubmits its statements. The impending review may take several weeks. […]

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Current California mortgage rates

California mortgage rates vary by city and of course they fluctuate with the interest rate. What can you hope to pay on a $250,000 30 year fixed mortgage in California? Here are a few sample quotes … AimLoan.com $1175.59 Monthly Payment – 4.082% APR – 1.676% Points Clarion Mortgage $1175.59 Monthly Payment – 4.085% APR […]

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Inflation Linked CDs

Most investors worry about inflation because the cost of living rises as inflation rises. Furthermore, the cash you lend to someone is worth less when paid back if inflation goes up dramatically. It basically erodes the purchasing power of your dollar. What can CD investors do? Well there is an investment vehicle called an “inflation […]

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