How to Open a Checking Account Online
Most people hate all the queueing in line and endless waiting that goes into opening a checking account at a local branch location. However, now many large banks, such as Bank of America, let you open up checking accounts online. The process is very simple, fast and extremely easy. You don’t need an online bank, but a bank that let’s you use its services online.
All you have to do is complete a few steps via your computer, and then fund your account through electronic transfer, mail or by walking into a local branch. It all starts by finding the bank you want an account at, going to their website, selecting the type of account you want, and then filling in the details online. If you don’t have an account with the bank, you’ll usually need to know your social security number, home address, credit card or other bank account number for funding your account, and a current email address. Many banks will waive maintenace or other fees if you open the account via the internet, and you save a lot of time this way, too.
Once you apply via the interent, most banks (such as Bank of America) will send you a follow-up email telling you whether your application has been approved, and the next steps to do. When all is settled, they’ll usually send documents such as ATM cards and check cards or debit cards by mail. In short, applications for checking accounts via the web are now becoming standard practice and a way to open your account in the most timely fashion possible.
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