When you apply for instant approval credit cards, through the magic of the internet the issuing company will tell you immediately whether you are approved for the card or not. No more waiting weeks after you fill in an application, but know right away if the card is coming and get it quicker, too. Some issuers, such as American Express, can give you a decision in under 60 seconds! First our favorite card, and then the competing offers:
Our consumer banking editors prefer this credit card because it's one of the best instant approval cards you can find. You don't just get express approval but one point for every dollar you spend. There's no application fee and no obligation, no overdraft fees or minimum balances. Free direct deposit of your paycheck or government check.
