Let’s say you have a high balance on another credit card and are tired of the high interest finance charges. You can cut down on your monthly bills by getting a 0% APR balance transfer credit card. In addition to some (zero) 0 APR deals, these credit cards have no annual fees, low balance transfer fees, and some even have rewards such as cash back bonuses.
Our editors prefer this balance transfer credit card because its zero % interest rate lasts a full 9 months, plus, it has up to 1% unlimited Cashback Bonus on all other purchases. Once the introductory period is over, the low interest rate offer expires and the prevailing interest rate for the card increases, but Discover ties that APR to the prime rate and your credit worthiness. Check the details for interest rates and low interest periods.