California IRA Rates

It’s been a while since we last looked at the best IRA rates from California (and national) banks:

Best 1-year national and California account IRA rates

SchoolsFirst Federal Credit Union 2.75%
Habib American Bank 1.55%
Melrose Credit Union 1.51%
Alliant Credit Union 1.50%
F & A Credit Union 1.50%
Giantbank.com 1.40%
Discover Bank 1.35%
Nationwide Bank 1.35%
OneWest Bank 1.30%

Best 2-year national and California account IRA rates

Alliant Credit Union 2.00%
Country Bank for Savings 2.00%
Habib American Bank 2.00%
F & A Credit Union 1.85%
Lake Michigan Credit Union 1.80%
Melrose Credit Union 1.76%
Wings Financial Credit Union 1.76%
Discover Bank 1.75%
ING DIRECT 1.75%
RiverLand Credit Union 1.75%
iGObanking 1.75%

Best 3-year national and California account IRA rates

Melrose Credit Union 2.27%
Alliant Credit Union 2.25%
RiverLand Credit Union 2.25%
Habib American Bank 2.25%
F & A Credit Union 2.24%
Kaiser Federal Bank 2.15%
Corporate America Family Credit Union 2.12%
Lockheed Federal Credit Union 2.10%
Nationwide Bank 2.05%
Wings Financial Credit Union 2.02%