Archive for June, 2011


Get More With Discover More Card

The Discover More Card is a balance transferrer’s dream. If you have carry a balance on your existing cards, now may be the time to look at this Long Duration Balance Transfer card. The 0% APR on balance transfers lasts for 18 month, with variable rates after that only 12% to 21%, depending on your […]

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Credit Card Delinquency Rate Falls

TransUnion’s quarterly analysis of trends in the credit card industry shows that the national credit card delinquency rate decreased to 0.74 percent in the first quarter of 2011. Delinquency rate is the ratio of bankcard borrowers 90 days or more delinquent on one or more of their bank-issued credit cards. This delinquency rate is down […]

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Access Your Credit Score Through M&T Online Service

If you are an M&T account holder, you can access your credit score from Equifax, one of the three major credit bureaus, for only US$2.99 per month. The score you are going to get is a FICO score.  A FICO score is the Equifax score a lender would see if you applied for credit.  It […]

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California Bank & Trust Extracts Dental Loan Packages

Jumping on the bandwaggon that many other banks already have done isn’t a new idea, but it may boost cashflow. The first few banks that created dental financing packages were innovative, now the idea is becoming commonplace. It seems banks need to do this to hold onto their current customers and it could be that […]

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Are Money Scripts Driving You?

By Lem Cacho Before I go on to that, let’s first talk about things you’ve heard about money. I know this is cliché, but you might have heard that money is the root of all evil. Some people might have been told that wealthy people ripped others off, hence the rich’s material affluence. Some feel […]

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Investing In No-Load Mutual Funds To Generate Retirement Income

Many people struggle generating lifetime retirement income.  Although many ask, “How much can I get from my 401(k) plan once I retire?” not everyone is equipped to manage their retirement income.  Most retirees withdraw from their savings what they think they need to meet their everyday expenses not realizing their savings need to last their […]

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