Archive for October, 2010


California IRA Rates

It’s been a while since we last looked at the best IRA rates from California (and national) banks: Best 1-year national and California account IRA rates SchoolsFirst Federal Credit Union 2.75% Habib American Bank 1.55% Melrose Credit Union 1.51% Alliant Credit Union 1.50% F & A Credit Union 1.50% Giantbank.com 1.40% Discover Bank 1.35% Nationwide […]

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Bank of America Fall Cashback

For those of you who are Bank of America cardholders, BofA is currently advertising a Fall Cashback special. If you go to BofA’s Add It Up website, you can get  up to 20% off participating retailers. Enrollment is free, and the cash back is in addition to available retailer discounts and rewards programs. Take a […]

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High Dividend Stocks versus 2.5% Yields

I found these statistics from InsiderMonkey.com and thought them quite interesting … Did you know that between 1938 and 1950 the 10-year interest rates in the United States were below 2.5%, and during those 13 years high dividend stocks returned an average of 18.1%? We are talking about the top 20 dividend yielding stocks among […]

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National Mortgage Rates Hit Record Low

Mortgage rates have fallen to new lows again. In fact, the rates on 3-year mortgages have fallen to 4.19% which is the lowest rate back to 1971, which is almost 40 years. The average 15-year mortgage loan rate fell to 3.62%, which is the lowest going back to 1991. Rates could fall even further if […]

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Best California CD Rates Comparison Table

Here is the list of the best California CD rates at the moment. Compare and contrast the highest California CD interest rates from local California banks and financial institutions. TERM RATE BANK MIN. DEPOSIT 3-month CD 1.00% APY OneWestBank American Plus Bank First Choice Bank $1000 $1000 $1000 6-month CD 1.55% APY F&A?Credit Union $1000 […]

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Bank of America Extends Foreclosure Freeze Nationwide

GMAC, JPMorgan Chase, Bank of America and now Litton Loan Servicing have suspended the mortgage foreclosure process in countless states, Bank of America now extending its freeze nationwide. Attorney generals in various states, as well as lawyers working on class action suits, are alleging countless details of possible mortgage fraud including faked Social Security numbers, […]

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Famous Investor Jimmy Rogers on Gold, Inflation and Commodities

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Sallie Mae CD Rates

Sallie Mae CDs have no minimum deposit, no monthly fees, and no hidden charges. They’re FDIC insured. The Sallie Mae CDs are usually some of the highest paying interest rates in the country. Sallie Mae Certificates of Deposit Rates One year CD rates at Sallie Mae have a current 1.40% annual percentage yield (APY). Three […]

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The HSN Credit Card

HSN, or Home Shopping Network, does indeed offer a HSN credit card. World Financial Capital Bank (WFCB) issues the HSN Credit Card Account and has been the credit processor since January 2009,operating through a license from MasterCard International Incorporated. The details of the HSN credit card? • No annual fee • You earn reward points […]

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Wells Fargo Settles Mortgage Claims

Wells Fargo agreed to pay $24 million to eight states and $772 million in loan modifications to settle charges that various companies it had acquired marketed adjustable rate mortgages deceptively to consumers. The eight states claimed that Wachovia Corporation, which purchased World Savings Inc and was then in turn acquired by Wells Fargo, failed to […]

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