Citi Platinum Select Mastercard – a Balance Transfer Favorite

Archive for July, 2010

Citi Platinum Select Mastercard – a Balance Transfer Favorite

Thursday, July 15th, 2010 | Comments Off

One of the most popular balance transfer credit cards at the moment is the Citi Platinum Select MasterCard. The card is popular because it offers a 0% APR on balance transfers for a full 18 months. That’s one-and-a-half years! After that, the APR varies with the prime rate, and rises to between 11.99% and 19.99% […]

Preferred Bank Announces 2010 2nd Quarter Earnings

Wednesday, July 14th, 2010 | Comments Off

Preferred Bank (Nasdaq: PFBC) announced plans to release its financial results for the second quarter ended June 30, 2010 on Thursday, July 29, 2010 after market close. will host a conference call that afternoon at 5:00 p.m. Eastern (2:00 p.m. Pacific). You may access the conference call by dialing 877-941-9205 (domestic) or 480-629-9835 (international). Preferred […]

California First National Bank MMA Offers Best Rate in State

Tuesday, July 13th, 2010 | Comments Off

California First National Bank, in Irvine, is offering a 1.10% APY for its $10,000 high yield money market savings accounts. While the interest rate may not sound like much, it’s the highest $10K MMA rate among the top banks headquartered in California. Currently the average APY nationwide for $10,000 MMAs is .925%, so it’s 19% […]

Sallie Mae Now Offers the Nation’s Top Interest Rate for its New Online High-yield Savings Account

Tuesday, July 13th, 2010 | Comments Off

Sallie Mae is currently offering a 1.55% APY for its 1 year CD. That’s well above the national average of .68% APY. There are no minimum balances or monthly fees, and your money is FDIC insured. It is also offering a 2.40% APY for 3-year CDs, 3.00% APY for five year certificates of deposit. These […]

A Bad Credit Score Can Raise the Cost of Your Home Insurance

Tuesday, July 13th, 2010 | Comments Off

When it comes to insuring your home, your credit score actually affects the price you pay for your homeowner’s insurance. That’s why it pays to shop around for the best rate possible. Insurance companies know that if you have to do this by phone you’ll usually peter out and stay with the policy on hand, […]

California’s Pan American Bank Hosts Latino Fundraiser

Monday, July 12th, 2010 | 1 Comment

Established in 1964, Pan American Bank is California’s oldest Latino-owned bank. Headquartered in East Los Angeles, the bank serves the needs of the Latino communities in both Los Angeles and Santa Ana. The bank just announced that it will host a fundraiser to benefit Latino Literacy Now, a nonprofit organization supported by actor Edward James […]

How Much Are You Over-Paying For Your Auto Insurance?

Friday, July 9th, 2010 | Comments Off

One of the primary rules in personal finance is to save money, and when it comes to saving money, there’s no better way than by cutting expenses where you can. One of the first places you can look to cut your monthly bills is with your auto insurance. Every month most people have a list […]

How to Get a Bank Loan for Your Small Business

Thursday, July 8th, 2010 | Comments Off

When it comes to employment and the health of the economy, the strength of the nation doesn’t lie in large corporations but in small businesses. They create over 66% of all new jobs in the economy, and are the lifeblood of the nation. The problem is, during recessions small businesses often need loans to tide […]

How to Make Mortgage Lenders Compete For Your Business

Thursday, July 8th, 2010 | 1 Comment

In addition to selecting a career or job, getting married, and deciding to have kids or not, buying a home is one of the most important financial decisions in your life. When you buy a home, normally that means taking out a mortgage, and negotiating a mortgage for the best rate is an absolute necessity […]

California Banks Present Their Highest CD Rates for 5-year Money

Thursday, July 8th, 2010 | Comments Off

The 5-year best CD rates from California banks appears to be Ally Bank at the moment. Its high yield 5-year Certificate of Deposit is paying 2.90%, compounded daily for a 2.94% APY. IronStone Bank of San Diego has a 5 year high yield CD paying 2.96% compounded daily, for a 3.00% APY. The minimum deposit […]

Archive for July, 2010