California Checking Accounts

Yes, you can find high interest California checking accounts. However, if you expand your search nationwide, there are some internet banks that have great high interest checking accounts too. What do you do? Since all these bank accounts are FDIC insured, should you go for convenience (having a local branch nearby) or for the highest interest rate?

We cannot answer that for you, but because we get asked about the best California checking accounts all the time, our banking consumer editors have put together this list (updated regularly) of the California banks offering checking accounts with the highest interest checking.

If you want even more, in our second table you’ll find both the best high interest California checking accounts AND nationwide banks that offer high interest checking accounts, too.

High Interest California checking accounts

Redding Bank of Commerce 2.27% High Performance Checking
Alliant Credit Union 1.10% High Rate Checking
Capital Bank (CA) 1.00% Super Checking Account
Bank of Internet USA 0.71% High Interest Checking
Provident Savings Bank, F.S.B. 0.55% Community Advantage Checking
Excel National Bank 0.50% Personal NOW Account
OneUnited Bank 0.50% UNITY Gold Checking
Habib American Bank 0.50% Now Accounts
Premier Community Credit Union 0.50% Interest Checking
The Fort Sill National Bank 0.50% Checking
F & A Credit Union 0.50% Checking Account
American Airlines Credit Union 0.50% Flagship Checking
Savings Bank of Mendocino County 0.50% HSA Checking
California First National Bank 0.50% Interest Checking
Bopti Credit Union 0.50% Share Draft Accounts

High Interest California checking accounts and high interest national bank checking accounts

Redding Bank of Commerce 2.27% High Performance Checking
The Morrill and Janes Bank and Trust Company 1.51% Elite Checking
Incredible Bank 1.21% Checking Account
Alliant Credit Union 1.10% High Rate Checking
Community Bank of Pleasant Hill 1.10% Wall Street Checking
Grand Yield Direct 1.01% Grand Yield Direct Advantage Interest Checking
Capital One Direct Banking 1.01% Interest Online Checking
FNBO Direct 1.00% Online Billpay
Capital Bank ( 1.00% Super Checking Account
Clear Sky Accounts 0.90% Clear Sky Checking
Community Bank of Raymore 0.85% Wall Street Checking
First Internet Bank of IN 0.75% Interest Checking
H&R Block Bank 0.75% Interest Checking
Easthampton Savings Bank 0.75% Premier Checking
State Farm Bank 0.74% Interest Checking
Bank of Internet USA 0.71% High Interest Checking
Intervest National Bank 0.71% Interest Checking

Be sure to come back often for our updated on the California banks offering the best interest rate deals right now. Convenience is a major factor in picking a bank, but don’t forget the yield on your savings, either. With these California checking accounts, you get both interest dollars and conveniece.

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