Loans Articles


Are Payday Loans Dead?

The landscape for Payday Loans and other small dollar-amount credit markets is changing, according to a report by the Mercator Advisory Group. At least once in your lifetime, you are likely to need more money than you have available. It may be for an emergency car repair, a major purchase, taxes or a bill that […]

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Your Credit Score

In terms of personal finance, a bad credit score can cost you thousands or hundreds of thousands of dollars in your lifetime. Sometimes just one missed payment will knock 100 points off your score, which is used to determine the interest rate you get on loans. A high credit score means the best interest rates […]

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Lowest California Refinance Rates

California mortgage and refinace rates are at their lowest levels in years. In fact, California refinance rates are at record lows – so low that over two-thirds of mortgage activity are refinancings. So where do you start your search for the lowest refinance rates available in California? Here, of course. Here’s our assumptions: * you […]

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How to Get a Bank Loan for Your Small Business

When it comes to employment and the health of the economy, the strength of the nation doesn’t lie in large corporations but in small businesses. They create over 66% of all new jobs in the economy, and are the lifeblood of the nation. The problem is, during recessions small businesses often need loans to tide […]

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How to Make Mortgage Lenders Compete For Your Business

In addition to selecting a career or job, getting married, and deciding to have kids or not, buying a home is one of the most important financial decisions in your life. When you buy a home, normally that means taking out a mortgage, and negotiating a mortgage for the best rate is an absolute necessity […]

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California Home Prices Skyrocket While National Loan Refinancings Heat Up

With the lowest mortgage rates in decades making the news, the Mortgage Bankers Association reported that applicants for home loans rose last week by nearly 7% from a week earlier. Home loan refinancing applications rose 9.2% to see their highest levels since May 2009, doubtless due to the lowest 30-year fixed rate seen since Freddie […]

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Wells Fargo Reduces Its Student Loan Rates

Wells Fargo Bank, headquarted in San Francisco, has just reduced the rate it charges on student loans. Wells Fargo has two student loan programs – “Wells Fargo Student Loan for Parents” and “Wells Fargo Collegiate” – that provide student loans at variable interest rates. The interest rates have just been reduced to 3.5% for students […]

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