Charge Cards

Charge cards are not the same as credit cards or debit cards. With credit cards, your unpaid balance can last as long as you continue to make the minimum payment. With debit cards you can only purchase an amount you have pre-deposited into the card. With charge cards the balances are meant to be a short term loan (usually 1 month), which means you are expected to pay off your charge card in full every month.

SilverCard Prepaid MasterCard®

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This card is great if you have to deposit a benefits check such as a monthly government check. You get free direct deposit of your pay or government check. There is no activation fee and 100% guaranteed approval, no overdraft fees or minimum balances. And it's a prepaid Mastercard, so it's a high quality name card universally accepted wherever Mastercard goes.