Best California Interest Rates

california interest ratesSavers want to know what are the best California interest rates? Where can you find them, where do you go? Should you be parking your money in a savings account, CD, or money market, and does my favorite California bank offer one of the top rates? What about California checking accounts – who has the best interest rate there? Whether it’s California bank savings or checking, who has the top rates right now?

We’ve compiled a list of the best personal consumer rates on California savings accounts, checking accounts, money markets and one-year certificates of deposit (CDs), all just from California banks, thrifts and savings institutions. You can find a quick synopsis of interest rates in California from this short list:

Best California Savings Account Rates

F & A Credit Union 3.72% APY
Baxter Credit Union 3.00% APY
Bank of the Sierra 2.09% APY
Beach Business Bank 1.40% APY
Alliant Credit Union 1.35% APY
American Plus Bank 1.18% APY
Contra Costa Federal Credit Union 1.01% APY
State Center Credit Union 1.01% APY
Provident Credit Union (CA) 1.00% APY
Chevron Federal Credit Union 1.00% APY
Premier Community Credit Union 1.00% APY

Best California Personal Checking Account Rates

Alliant Credit Union 1.35% APY
Contra Costa Federal Credit Union 1.01% APY
Excel National Bank 0.75% APY
Presidential Online Bank 0.75% APY
Stanford Federal Credit Union 0.75% APY
Baxter Credit Union 0.50% APY
OneUnited Bank 0.50% APY
Ally Bank 0.50% APY
Habib American Bank 0.50% APY
The Fort Sill National Bank 0.50% APY
F & A Credit Union 0.50% APY

Best California 1-year CD Rates

Christian Community Credit Union 1.80% APY
First Choice Bank 1.70% APY
F & A Credit Union 1.65% APY
United Central Bank 1.51% APY
Alliant Credit Union 1.50% APY
Habib American Bank 1.50% APY
American Plus Bank 1.48% APY
OneWest Bank 1.35% APY
Nationwide Bank 1.45% APY
Addison Avenue Federal Credit Union 1.25% APY
Excel National Bank 1.35% APY
Chevron Federal Credit Union 1.30% APY

Best California Money Market Rates

F & A Credit Union 1.50% APY
First Choice Bank 1.20% APY
OneWest Bank 1.15% APY
State Bank of India 1.00% APY
OneUnited Bank 1.00% APY
American Plus Bank 0.98% APY
The Fort Sill National Bank 0.85% APY
Northrop Grumman Federal Credit Union 0.80% APY
Wings Financial Credit Union 0.75% APY
Habib American Bank 0.75% APY
United Central Bank 0.70% APY
CapitalSource Bank 0.65% APY

Check back soon for our next update on the best California interest rates .


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